05-21-2018, 07:36 PM | #45 |
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Travelers here as well. I got a great piece of advice from a broker one day. If you have a really good record you should be with someone you never see advertising. Buying lots of ads = trying to expand customer base = taking more bad drivers = higher costs.
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05-21-2018, 07:51 PM | #46 |
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amica
paid me back MSRP for my car when it was totaled, no questions asked. just had to fax over my window sticker. no complaints here. not the cheapest, but worth it. |
05-21-2018, 08:47 PM | #47 |
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I've only had to use them twice. Both times for small things but I was happy with them. Florida already requires insurers to replace or repair windshields so I don't have any additional glass coverage. However, I had a cracked windshield last year and they replaced it with an OEM windshield.
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BMW F223565.50 |
05-22-2018, 10:49 AM | #48 |
Hoonigan
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Drives: '09 328i, '98 Wrangler
Join Date: Dec 2016
Location: Connecticut
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Geico. They were the cheapest. I worked in auto insurance previously and it is generally all the same as long as you have the same coverage.
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"Yeah, but your scientists were so preoccupied with whether or not they could, they didn't stop to think if they should."
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BMW F223565.50 |
05-26-2018, 12:10 AM | #49 |
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08-12-2022, 09:17 AM | #52 |
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Drives: 2019 BMW 540
Join Date: Nov 2019
Location: Suburb of Chicago
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Progressive $1k for 6 months for 4 cars and $1200/yearly for property
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Current: 2019 BMW 540 (AWD)
Sold: 2009 BMW 328 (AWD) |
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08-12-2022, 10:44 AM | #54 |
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I was with USAA for 18 years but switched to progressive last year at a substantial savings. I have a 17 year old driver on my policy so never mind about the rate lol.
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08-12-2022, 10:57 AM | #55 |
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Drives: 2007 Z4 M Coupe 2012 e93 M3
Join Date: Sep 2008
Location: Bay Area, CA
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I have Geico for our Daily Drive Cars.
The Z4M and M3 are with Hargity. Much cheaper compared to Geico to insure with Stated Values. |
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08-12-2022, 01:22 PM | #58 |
Moving on
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USAA since 2003, never had a single issue with any incidents in the past. Including when someone without a license or insurance rear-ended me in my M3.
Found out the rear bumper supports on the M3 are carbon fiber. The quote to fix the car went from new bumper + paint 1200$ to new bumper + paint + CF supports 3800$ lol
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08-12-2022, 09:25 PM | #61 |
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As already mentioned, you can’t really compare rates without knowing demographics and location.
For example, have USAA and was very surprised that my insurance went up about 50% when I moved from Virginia to Texas. However, 17 years later when I moved back to Virginia it dropped back down a similar percentage. Location can make a huge difference. USAA used to be more friendly and benevolent, but a few years back they expanded their customer base from officers only (and family) to accepting customers from all military ranks. It increased the number of primary drivers in the 18-22 age range, and I assume there are a lot more claims to deal with. They usually look at your profile when you call, which means they know I’ve had a policy for 40+ years, but sometimes you do get an agent who wants to follow the same routine with every customer. It’s very tempting to explain that “this isn’t my first rodeo.” |
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08-13-2022, 01:24 PM | #63 |
your average JAMF
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Drives: '21 M2 Comp, '19 Golf R
Join Date: Oct 2005
Location: Cochise County, AZ
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After 37 years with State Farm, switched to Progressive a few months ago. Looked at Amica (their reputation has been stellar for years, unfortunately WAY more expensive for me) and others, Progressive wound up being the best deal. Also really like their online tools, insurance card in Apple wallet, and a couple of interactions I've had with them in setting things up went really smoothly.
6-month rates - pretty standard 100/300/100 coverage, zero deductible glass. Jetta is the wife's car. ![]()
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08-15-2022, 04:41 PM | #65 |
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Drives: '21 330i xDrive
Join Date: Dec 2009
Location: Chicago, IL
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08-15-2022, 04:48 PM | #66 |
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Drives: '21 330i xDrive
Join Date: Dec 2009
Location: Chicago, IL
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