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      07-27-2018, 03:31 PM   #23
GregM4
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Mine is insured as an itemised item on my home content policy. Not sure about the USA, but in AUS it is only covered inside the house for theft etc. It is not covered while wearing outside if you are robbed. I priced that and it was super expensive, like $1,000 extra per year. This was for a $40,000 Patek.
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      08-23-2018, 12:39 PM   #24
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Jewelers mutual. About $120ish a year for my DateJust
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      04-12-2020, 12:55 AM   #25
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Quote:
Originally Posted by twin fed View Post
I was just curious if anyone here insures their watches? I have a nice collection but only 3 that I would consider insuring. I have some of my wife's jewelry insured through our homeowners policy. I could just add it to that I guess. Or is there any watch specific insurers out there? And if you do insure a watch what do you pay, if you don't mind stating?
Sorry to bring back a post from 2018..

I have 2 of my watches and my wife's rocks insured through "Gemshield" I believe it cost $850 for the year. Reason was multiple travels to Europe. Don't know If i would do it again. Building a home now that will be secure enough.
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      04-12-2020, 12:27 PM   #26
FCobra94
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Haven't had to insure a watch yet, but Jewelers Mutual has been awesome for earrings, rings, etc. that each cost about as much to replace as what Daytonas are going for currently.

No way I would add jewelry to a home owner policy. If I ever have to collect on it I'd rather not risk raising premiums on a completely seperate/fixed asset.
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      04-12-2020, 08:19 PM   #27
ny325
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Mine are insured through State Farm personal articles coverage. It was actually slightly cheaper than Jewelers Mutual. That’s probably because I have a umbrella policy.
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