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I had VPI which later turned into Nationwide. Same level of coverage when the shift happened. I bought the higher package that included coverage for annual checkups and routine vaccinations. I got the insurance on my cat (deceased now) when he was a kitten. So what Rick says is very important in getting coverage early. I got my insurance coverage through an employer benefit which provided a small discount. From what I recall, the rates were still very reasonable over the years.
My cat developed a heart condition that required a bunch of specialists. If I didn't have pet insurance, it would have been a very difficult decision to go ahead with all the advanced care. But insurance covered about 2/3rds of the cost. When I had to put down my cat due to a bunch of health issues, Nationwide sent back a refund for the pro-rated premium I paid for the year proactively. I didn't even have to reach out to them.
The only negative with Nationwide is that you have to pay up front and then submit the claim to get refunded.
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Originally Posted by Lups
We might not be in an agreement on Trump, but I'll be the first penis chaser here to say I'll rather take it up in the ass than to argue with you on this.
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