[wdb]

Originally Posted by bimmer456

I would also max out IRA and Roth IRA as you can trade individual stocks with those. Max out Roth IRA, traditional IRA and Roth 401k. If leaving a company roll over all 401ks to equivalent IRA (Roth 401k to Roth IRA and traditional 401k to traditional IRA). If putting money in Roth 401k it will not lower taxable income but that is for the better because you don't pay taxes later when it is worth a lot more and thus a lot more taxes.

Unless the rules change.