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"ezmaass" has given us all excellent advice, at the end of the day extended warranties are all about peace of mind. My 2015 650iX GC, purchased used last year at 20k miles, after 6 months of ownership had a DSC module and camera system failure. If I remember correctly, total cost to repair was nearly $9k! Fortunately for me all covered by the original 4 year/50k manufacturers warranty. Zero cost to me. I purchased an extended comprehensive warranty from Zurich ($5k) for my 2012 550iX, after 4 years of ownership and 40k miles I am sure I got my money back. See my post on the 5 series board if you want to see what went wrong during this time. Sure glad I sold this car after the warranty ran out!
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