Thanks for sharing this. I am in DC and looked into some of the same options over the past few months. I eventually decided to go with a plan offered by my credit union--it is MRC (Mechanical Repair Coverage), which is marketed by many credit unions. I attach the quote I received showing coverage and deductible options for the Platinum plan (excludes maintenance and consumables but covers everything else). Tax is included. Note that these are specifically for my car, a 2016 M6GC with 16K miles, and the time and distance coverage starts when the policy is issued. (Not when the car entered service.) Opinions surely differ, but I thought the $250 deductible made sense. Good luck.
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