If you have a dealer that you normally work w/you may get up to 4%. If you're out of area or state and call that same dealer you will get MSRP or MSRP+
If you are or were military check out this link you can get up to $3,200 depending on model, if you bring cash/your own financing.
https://www.bmwusa.com/special-offer...incentive.html
If there is a BMW UDE near you and YOU ATTEND, you will get a coupon for $1,000 off. If the dealer already gave you a % discount they most likely will only give you $500 off b/c BMW funds 1/2 of the discount and the dealer funds the other 1/2
https://ude.bmwusa.com
If you use BMW FS you can get loyalty of $750 but the military discount will drop to $500, in effect you loose >$2,000
If a member submit for BMW CCA discount. Varies by model/trim. Minimum membership is 3 years.
So best case is MSRP - Dealer Discount - Military Discount - 1/2 UDE Discount - BMW CCA discount.
Whatever you do make a decision b/c packages and options are dropping like flies and December allocation are released in ~ 2 weeks. Guessing all of the November allocations are gone already.