Quote:
Originally Posted by mjposner
Just an fyi, using a different address to lower insurance cost will likely bite you if you make a major claim, as that is fraud on the insurance company. You would also have to have your dl match the different address and that is another crime. You didn't state what coverage, so adjusting deductible, and liability coverage can change the rates. Also, look at the policy charges, is it theft that is what is causing the high coverage? If so, ask the company how this can be lowered (better alarm, lojack, etching etc.).
As for a 2014 v 2016, you get the lci, better nav/idriuve system, possible comp pack, and probably some warranty left.
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Comp package is available from 2014