Quote:
Originally Posted by DenverSteve
I agree that their rate shouldn't be effected since this wasn't negligence or malfeasance on his/her part. Based on the OP's last statement citing "the insurance payout" - there may have already been a settlement from the insurance company. If that's the case, the only remedy is to sue the dealership for their part in the theft.
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In the UK if there is a claim on your policy, even a 'no fault' claim, we get stung the next year with increased premiums.
Even if we protect our no claims discount, we still will get a rise in premium. Typically on the record for 3/5-years. (The, "have you made a claim in the last 5-years" question).
I read the OP is asking how to handle claiming back the "additional" losses from the dealer.