Sorry to hear. In general I don’t like having to ask for permission to do simple things to my house so that rules out HoA. At the end of the day it really depends on the benefits you get and how much you’re paying them. Around here HOA fees nowadays start around $350 and goes as high as $650+. HOA fees are tax deductible as are home expenses but the restrictions and additional monthly cost don’t seem worth it to me for having HOA.
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