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I was just quoted 2.5% for a 15 yr loan for construction/conversion and not tied to our house. Of course they know we have suitable equity in it to cover so risk is low.
(we are doing 20% coverage which may help)
Good luck.
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'16 235i MT RWD, AA downpipe, ER Charge, Rogue SSK, Powerflex bushings, Titan 7 ts-5 Wheels
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