Quote:
Originally Posted by RickFLM4
I have never had my credit score affected by a mortgage transfer so that is odd. Probably a timing difference.
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That's what I'm hoping. It simply states "account closed" with BofA as being a potential factor. I've understood that sometimes closing a credit card account can negatively impact your score, but probably for those that don't have much diversity in their credit history, etc. That is not the case for me however and we're talking about a mortgage here, not a cc. I'll keep an eye on it over the coming weeks and if it doesn't change I may contact Equifax directly about this.
Transunion hasn't changed and didn't indicate the closure of my mortgage account yet. It just annoyed me that I would see such a dip in my score with Equifax though.