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Many states require a windshield policy from auto insurers that write policies in their state. The requirements vary state to state. Tell them what happened and get it covered.
If, however, you were to say you were behind a semi and a rock or pebble launched into your windshield (and that isn’t the cause of the crack), please delete this thread so you don’t get jammed up with insurance fraud (however likely or unlikely that may be).
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2017 X5 ///M
2019 X3 XDrive 30i
2003 Porsche C4S
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