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      02-10-2026, 06:38 AM   #19
Phillies8008
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Drives: BMWs, duh
Join Date: Dec 2023
Location: SC, USA

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Garage List
2026 BMW Z4 M40i  [9.50]
2024 BMW i4 e40  [9.50]
2006 BMW Z4M  [10.00]
Quote:
Originally Posted by JABCAT View Post
Standard vehicle insurance, depending where you live, has gotten completely out of hand. My rates have increased 20-25% every 6 months for the last 3 years. No accidents, no tickets, top tier credit scores, I have a PhD, wife has a Master's, both of us professionals, etc. Add in homeowner's insurance that also continues to almost double at every renewal. I'm paying almost $16k a year for insurance on a '23 M2, '22 X3MC, 2003 Wrangler, and my home. It's ridiculous.
Holy crap. Is this with with super-high coverage rates (there's a better term, but it's failing me right now)? I thought SC was bad, but hoo boy.

And we wonder why so many people are driving around with little or no car insurance... Which, of course, makes it more expensive for those of us who do have it – I know on mine at least the "underinsured/uninsured" portion is a not insignificant amount of the total.
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