[RickFLM4]

I used to purchase a small employer plan (Group of 1) from Florida Blue that skyrocketed and then was no longer available shortly after ACA became law. So we switched to private (non-subsidized) insurance for a few years. Not much different benefits than corporate sponsored but substantially more expensive and the only good PPO option in our area (there are some shittier HMO plans available though). Best thing to do is go to Florida Blue website and see what they have, but under the ACA, I believe you can only purchase from November - December unless you need coverage for one of several defined reasons (lost job, got married, etc.). I expect you may be better off with employer coverage in terms of cost, but may find better coverage at a higher price.