What did you pay for Tire/Wheel Insurance?

nyy13lal24dal9 · 03-08-2015, 08:11 PM

Going down to the dealer tomorrow to finally sign for my M6GC. I wanted to know what you guys paid for the tire/wheel insurance. They quoted me at $1900. I asked a few BMW owners and they said thats very high. I was wondering if i am getting ripped off. Its for a lease by the way.

speedracerlo · 03-08-2015, 08:41 PM

I paid about $1800 for a 5 year coverage. I was wondering what I need to do when I replace my tires. Do I have to use the exact OEM tires or can I go with different sizes?

IM///M6GC · 03-09-2015, 11:32 PM

I think I paid $1400 for 5yrs for my '15 M6 GC. You can definitely negotiate the price and terms.

speedracerlo · 03-10-2015, 10:16 AM

well speak of the devil, I just found this gash on my tire today so I took my car in to get the coverage and was told I need to have an actual puncture. Luckily my SA took me down to the basement and allowed me to run over a nail to finish it off. Paid the $50 deductible and got my rear tire replaced. Glad I got it and I'm sure it'll come in handy again.

On another note, how the heck does a tire get damaged like this? I've never seen this kind of gash... almost looks deliberate

C5driver · 03-10-2015, 10:54 AM

Now that's customer service!

That appears to have happened at speed. Not sure why or how someone would maliciously shave compound from that spot on the tire, when they could have easily defaced your car in other ways.

POBA · 03-10-2015, 12:13 PM

Quote:

Originally Posted by speedracerlo

well speak of the devil, I just found this gash on my tire today so I took my car in to get the coverage and was told I need to have an actual puncture. Luckily my SA took me down to the basement and allowed me to run over a nail to finish it off. Paid the $50 deductible and got my rear tire replaced. Glad I got it and I'm sure it'll come in handy again.

On another note, how the heck does a tire get damaged like this? I've never seen this kind of gash... almost looks deliberate

I am glad it was fixed. I thought there is no deductible. I used it before and did not pay deductible. Thanks in advance for the clarification. BTW, love your car color combo.

speedracerlo · 03-10-2015, 12:32 PM

Yes there seems to be a $50 deductible in certain states such as CA
Thank you btw

CalifBrit · 03-13-2015, 07:30 PM

Does the insurance cover wheel rash repair?

doug_999 · 03-13-2015, 09:34 PM

Quote:

Originally Posted by CalifBrit

Does the insurance cover wheel rash repair?

Not the BMW one as far as I know. And they won't even replace your rim unless it won't hold air.

However the BMW insurance does not prorate the tire costs ($50 out of pocket is all you pay) and they don't "fix" your rim, you get a new one. I think

WWnyc · 03-16-2015, 07:27 PM

A year ago Manhattan BMW offered 3 different wheel/tire insurance policies. The top priced BMW policy (about $2900 for 3 yrs) had $50 deductible but no questions asked, come in and they change the tire.
Level 2 was thru Allstate ( I believe no longer available in NY) about $2100, no deductible but each claim needs to approved before they'll pay. Wheels are only replaced if they can't hold air. Otherwise they're repaired ( I've had 6 wheel repairs so far in one year).
The third and cheapest version I didn't even look at.
You're quote sounds about right in this area.

03-08-2015, 08:11 PM	#1
nyy13lal24dal9 Private 22 Rep 99 Posts Drives: 15' M6 Gran Coupe Join Date: Jul 2014 Location: Long Island, New York iTrader: (0)	What did you pay for Tire/Wheel Insurance? Going down to the dealer tomorrow to finally sign for my M6GC. I wanted to know what you guys paid for the tire/wheel insurance. They quoted me at $1900. I asked a few BMW owners and they said thats very high. I was wondering if i am getting ripped off. Its for a lease by the way.
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03-08-2015, 08:41 PM	#2
speedracerlo Captain 306 Rep 676 Posts Drives: 2015 M6 Gran Coupe Join Date: Oct 2011 Location: Downtown Los Angeles iTrader: (1) Garage List 2018 Porsche 971 Pa ... [0.00] 2015 BMW M6 Gran Coupe [10.00]	I paid about $1800 for a 5 year coverage. I was wondering what I need to do when I replace my tires. Do I have to use the exact OEM tires or can I go with different sizes?
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03-09-2015, 11:32 PM	#3
IM///M6GC Enlisted Member 3 Rep 35 Posts Drives: 2015 M6 Gran Coupe Comp Pack Join Date: Oct 2014 Location: Chicago iTrader: (0)	I think I paid $1400 for 5yrs for my '15 M6 GC. You can definitely negotiate the price and terms.
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03-10-2015, 10:16 AM	#4
speedracerlo Captain 306 Rep 676 Posts Drives: 2015 M6 Gran Coupe Join Date: Oct 2011 Location: Downtown Los Angeles iTrader: (1) Garage List 2018 Porsche 971 Pa ... [0.00] 2015 BMW M6 Gran Coupe [10.00]	well speak of the devil, I just found this gash on my tire today so I took my car in to get the coverage and was told I need to have an actual puncture. Luckily my SA took me down to the basement and allowed me to run over a nail to finish it off. Paid the $50 deductible and got my rear tire replaced. Glad I got it and I'm sure it'll come in handy again. On another note, how the heck does a tire get damaged like this? I've never seen this kind of gash... almost looks deliberate Attached Images
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03-10-2015, 10:54 AM	#5
C5driver Major 3471 Rep 1,125 Posts Drives: 55...just kidding. Join Date: Sep 2014 Location: 33.6167° N, 117.8975° W iTrader: (0)	Now that's customer service! That appears to have happened at speed. Not sure why or how someone would maliciously shave compound from that spot on the tire, when they could have easily defaced your car in other ways.
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03-10-2015, 12:32 PM	#7
speedracerlo Captain 306 Rep 676 Posts Drives: 2015 M6 Gran Coupe Join Date: Oct 2011 Location: Downtown Los Angeles iTrader: (1) Garage List 2018 Porsche 971 Pa ... [0.00] 2015 BMW M6 Gran Coupe [10.00]	Yes there seems to be a $50 deductible in certain states such as CA Thank you btw
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03-13-2015, 07:30 PM	#8
CalifBrit Private 6 Rep 66 Posts Drives: 15 M6 MT Gran Coupe, Comp pkg Join Date: Mar 2014 Location: Walnut Creek, California. South London exile. iTrader: (0)	Does the insurance cover wheel rash repair?
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03-16-2015, 07:27 PM	#10
WWnyc First Lieutenant 31 Rep 324 Posts Drives: 2014. 640 ix Vert Join Date: Nov 2013 Location: NYC iTrader: (0) Garage List 2014 BMW 640 ix Con ... [0.00] 2014 BMW 640 ix Vert [0.00]	A year ago Manhattan BMW offered 3 different wheel/tire insurance policies. The top priced BMW policy (about $2900 for 3 yrs) had $50 deductible but no questions asked, come in and they change the tire. Level 2 was thru Allstate ( I believe no longer available in NY) about $2100, no deductible but each claim needs to approved before they'll pay. Wheels are only replaced if they can't hold air. Otherwise they're repaired ( I've had 6 wheel repairs so far in one year). The third and cheapest version I didn't even look at. You're quote sounds about right in this area.
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