Quote:
Originally Posted by ///WORK-F36
Regardless of what bank does the loan, 99% of conventional loans are secured by Fannie Mae or Freddie Mac, so it's all the same. The main difference in lender is the rate and costs you'll pay to get the loan. Most of the small guys end up selling the loan to the big banks after closign anyways.
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How does one qualify for the best interest rate? Is it only on credit or a combination of credit and down payment?