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The mondial comprehensive warranty
Available up to 100,000 miles (40,000 miles more than WD)
No where did I see a maximum claim limit for WD, the BMW one has this which is the invoice price of the car including VAT (note that driveline is up to £5K including VAT as the only exception).
Exceptions list is much smaller than WD - Battery, all exhaust components (except
catalytic converter), brake and clutch
facings, discs and drums, bulbs and
fuses, channels and guides, weather
strips and seals, handles, hinges and
check straps, trim, upholstery and
cosmetics finishes, bodywork,
paintwork, wheels and tyres, wiper
blades and arms, glass, auxiliary drive
belts, coolant and fuel hoses, the
cleaning or adjustment of any
component, and all service items which
will require periodic replacement. Please
also refer to ‘Our policy on wear and
tear’ on page 20.
Regarding Wear and Tear Items I think this is fair overall -
"Our policy on wear and tear
During the service life of your
insured vehicle, normal degradation
will naturally occur to some
components, we term this ‘wear and
tear’. For instance, components which
are subjected to constant or sustained
periods of movement, such as
suspension bushes/ball joints and
steering joints, would be subject to
wear and tear. Dependant on the age
and mileage of your insured vehicle,
we may not be able to cover this type
of failure and the cost of replacement
will be your responsibility.
If you have the comprehensive level
of cover however, we have included all
insured components even if the failure
is due to normal degradation (wear
and tear) up to 100,000 miles from
the date of registration. In addition, if a
component has previously been
replaced with a BMW genuine part,
the same rule will apply, in this case
evidence of mileage at fitment will be
required."
Modifications are not covered a way from BMW's specification - I would check for those thinking of or have change to non RFT's - I have heard that many have had no problem with this, but worth a check as it may have changed.
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