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      04-19-2012, 09:43 AM   #4
mercedes123
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Drives: 16 X5 50i, 18 M2
Join Date: Feb 2011
Location: Jersey City, NJ

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msd's are multiple security deposits. It is money you give to BMW at the start of the lease in order to bring down the money factor (interest rate). At the end of the lease you get whatever you gave them back.
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